Bridge & Rehab Financing 1-4 units

Get a term sheet in 24 hours without having to provide tax returns or a PFS. There is no DTI calculations and no DCR calculations on most transactions.

We Offer the Most Competitive Rates for Commercial Loans

Often referred to as Hard Money Loans these programs are designed for value add investors.  Whether you are a Fix & Flip or Fix & Hold (BRRRR) Investor these loans allow you to scale your business quickly.  Rather than your personal income these programs rely on FICO, liquidity, experience, and the loan-to-cost (LTC) vs. after-repair-value (ARV) of the subject property.  These loans are designed to flip or brrrr so there is no prepayment penalty allowing you to sell or refi at any time.  We’ve have used these to help many all cash investors begin working on many more deals at one time based on being able to obtain high leverage.  (as high as 90% LTC). 

  • 12, 18, or 24 Month Term Options
  • NO Prepayment Penalty (*ask about our 90 day seasoning products for 75% cash out on BRRRRs*)
  • Up to 90% of purchase price + 100% of rehab (not to exceed 75% ARV) *some zip codes are capped at lower ARVs based on risk profile*
  • Interest Only Payments (interest is only paid on drawn balance)
  • Rates in the 10%-12% range
  • Minimum 680 FICO
  • LLC Required
  • 1st Time Investors Ok at reduced leverage (if they own primary residence)
  • Minimum Loan Amount $100,000
  • 1-4 Unit Residential Properties Only
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What our client says?

We specialize in real estate investment financing.

Unlike big banks we do not require tax returns for investment property loans at the best rate.